These Loaded Nachos are the perfect shareable snack or quick meal, piled high with seasoned beef (or beans), melty cheese, salsa, sour cream, jalapeños, and more. Whether you’re hosting a party or craving a late-night treat, this recipe guarantees nacho perfection every time.

🔥 Why You’ll Love This

✔ Fully customizable with 5 topping options
✔ One-pan wonder (easy cleanup)
✔ 3 cooking methods (oven, grill, or air fryer)
✔ Crowd-pleasing for any gathering

Yields: 6 servings
Prep time: 20 minutes
Cook time: 15 minutes

Ingredients:

  • 1 (10-ounce) bag tortilla chips
  • 1 pound ground beef
  • 1 (1 ounce) packet taco seasoning
  • 1/2 cup water
  • 1 (15-ounce) can refried beans
  • 1 cup shredded cheddar cheese
  • 1 cup shredded Monterey Jack cheese
  • 1/2 cup chopped red onion
  • 1/2 cup chopped fresh cilantro
  • 1/4 cup sliced black olives
  • 1/4 cup pickled jalapeño slices (optional)
  • Sour cream, for serving
  • Salsa, for serving
  • Guacamole, for serving (optional)

Equipment:

  • Large oven-safe platter or baking sheet
  • Large skillet
  • Spatula

Instructions

Step 1: Cook the Ground Beef

  • In a large skillet over medium heat, cook and crumble the ground beef until browned. Drain off any excess grease.
Loaded Nachos Recipe

Step 2: Add Taco Seasoning

  • Stir in the taco seasoning and water. Bring to a simmer and cook for 5-7 minutes, or until most of the liquid has evaporated. Set aside.

Step 3: Preheat the Broiler

  • Preheat your oven broiler.
Loaded Nachos Recipe

Step 4: Arrange Tortilla Chips

  • Arrange the tortilla chips in a single layer on a large oven-safe platter or baking sheet.

Step 5: Add Refried Beans

  • Spoon dollops of refried beans over the tortilla chips.
Loaded Nachos Recipe

Step 6: Add Seasoned Ground Beef

  • Spoon the seasoned ground beef evenly over the chips and beans.

Step 7: Add Cheese

  • Sprinkle both the cheddar and Monterey Jack cheese evenly over the top.
Loaded Nachos Recipe

Step 8: Broil the Nachos

  • Place the platter under the preheated broiler for 2-3 minutes, or until the cheese is melted and bubbly. Watch carefully to prevent burning.

Step 9: Add Toppings

  • Remove the nachos from the broiler and sprinkle with chopped red onion, fresh cilantro, and black olives. Add pickled jalapeños, if desired.
Loaded Nachos Recipe

Step 10: Serve

  • Serve the loaded nachos immediately with sour cream, salsa, and guacamole on the side. 
Loaded Nachos Recipe
📊 Nutrition (Per Serving)
Calories650
Protein28g
Carbs45g
Fiber8g

(With ground beef and full toppings)

💡 Pro Tips

✅ No-soggy secret: Bake chips alone for 5 mins first
✅ Extra crispy: Use thick-cut chips
✅ Make ahead: Prep toppings separately, assemble before baking

🍽️ Serving Ideas
  • Game Day Spread
    • Serve with queso dip and margaritas
  • Loaded Nacho Bar
    • Let guests build their own
  • Quick Dinner
    • Add shredded lettuce for a salad-like twist

Enjoy your delicious homemade Loaded Nachos!

THANK YOU for Visiting Savory Life Recipes!

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